A Thought About Debit Cards

Here’s burning question of the hour #1: Why do you need a debit card? Simple answer to burning question of the hour #1: Because you can use it like cash wherever VISA® and MasterCard® are accepted without carrying cash, so it’s a safer way to travel and spend. You’re buying/spending using the money in your checking account, you’re not borrowing money and having to pay interest on a credit card balance. That’s just smart.

And it brings up burning question of the hour #2: Why today do you need a checking account? Simple answer: Because that’s how you get a Creighton Federal debit card – can’t have one without a checking account (but paper checks are strictly optional). Besides, money in a Creighton Federal checking account is there when you need it, is safe from fire, flood and having some guy with quick hands relieve you of your cash when he brushes up against you in a crowd. And it lets you do all your banking electronically while costing you zip, ziltch, nada!

So, yes, you do need a debit card . . . and the checking account that goes with it. End of discussion.

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