That’s what they do, you know. When, say, you go to rent an apartment or buy a house. Or buy a sofa for your new apartment or house. Or buy a car to drive to work so you can pay for the things you buy.
It doesn’t matter what FICO stands for. What does matter is what it means when you go to buy those things. It’s your credit score. https://en.wikipedia.org/wiki/FICO And, unless you’re paying with cash, your credit score determines whether or not you get whatever it is you’re buying.
We know credit scores because we understand credit. We also know how to help our members get good credit and keep it. You might want to give us a shout to see what we can do for you. The service is free and you might be pleasantly surprised. https://www.creightonfederal.org/
Stay in touch.
Tom Kjar