Ever looked right at something you needed and not seen it? Be honest. We’ve all done it. Sometimes we don’t see the very thing that will help us in a particular situation. It’s kinda’ like that with credit unions, including ours.
A friend of my wife’s was lamenting the fact she’d been turned down for a debt consolidation loan at three banks because her credit score was “iffy.” Now, she knows my wife is married to the president of a credit union. We’ve even talked banking stuff with her. Did she apply for a loan at Creighton Federal? Yes, but only after my wife reminded her who she’s married to.
Long story short, she got her loan. We upped her credit score by replacing two credit cards with our lower interest rate card and consolidating a bunch of old debt. It’s easy when you know where to look. We do. So why didn’t she come to us in the first place? “You’re not a bank. I didn’t think about you,” she said. I suggested she watch FI-Q Lesson 11 in our video education series.
Stay in touch,