Attention Class. The Lesson for Today is Debt Consolidation. You Over There. Wake Up!

Debt consolidation is not something likely to come up in conversation over your next double half-caramel- half-gooseberry-upside-down whipped latte. But it’s something that should be on your radar and here’s why.

There’s a good chance you’re spending more money each month than you have to. And there’s an easy way to find out. Ask us. It’ll cost you nothing but a few minutes of your time and a call to 402/341-2121 ‒ I know, it’s SO ‘90s old school!

Either way ‒ you’re spending more money each month than you have to or you’re not ‒ you’ll know. And if you are we know what to do about that. We’ll start by looking for ways to consolidate and lower your debt burden ‒ how much your pay out each month. That part will be free, too. It’s one of the things we do for members that we don’t charge for.

So … Make the call.

Stay in touch,

We Know Where the Buried Treasure is Buried

One of our long-time members needed some cash to cover storm repairs on her home. Not a problem. While processing her loan we asked permission to check her personal finances to see if we could find any “Buried Treasure.” She said OK and our loan officer went to work. Boy, did she.

By the time she was done she’d saved our long-time member over $650 a month in reduced payments. Here’s how she did it:

  • Paid off the existing higher-interest rate home mortgage and replaced it with a lower-interest rate Creighton Federal mortgage with nearly the same payoff date.
  • Paid off an existing high-interest rate credit card balance, consolidating it with the lower-interest rate Creighton Federal loan for home repairs.
  • Paid off, then replaced two higher-interest rate car loans with lower-interest rate Creighton Federal vehicle loans.

Our member was dumbfounded. She hadn’t even asked us to look. She didn’t have to. We do it all the time.

Stay in touch,